I'm wondering how everyone else manages their income. Do you sit down and budget your money - so much for groceries, so much for your home, so much for savings, so much for entertainment, and so on?
I have a bit of a budget that I try to stick to. A monthly amount I know goes for house and groceries, and if I go much above that I know I've got to see where the money is going. I also put aside so much every month into a savings account - though gosh, these days with spring yard work to do and everything, that last bit, savings, is tough.
I'm wondering what you all do and if you have any tips.
